Friday, 30 November 2018

Accelerate Mortgage Payments

Accelerate Mortgage Payments Images

IN THE UNITED STATES COURT OF APPEALS FOR THE FIFTH CIRCUIT
United States Court of Appeals Fifth Circuit . FILED . April 23, 2015 . Lyle W. Cayce . of trust naming DefendantAppellee Mortgage Electronic – Registration Systems, Inc. (MERS) as the beneficiary . in the event of several missed payments, to accelerate the loan —requiring the ... Fetch Here

Accelerate Mortgage Payments Photos


HEMAP FACT SHEET Provided by the Pennsylvania Housing Finance Agency monthly mortgage payments going forward. • If you do not cure the default, your lender intends to exercise its rights to accelerate the mortgage debt, and to instruct its attorneys to file a lawsuit to foreclose on ... Retrieve Here

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FILED - U.S. Government Publishing Office
The requirements in the mortgage, OWB had to allow Hollis 30 days to cure this default. Therefore, the letter stated that he had until October 3, 2010 to cure the default. He did not make any payments; therefore, OWB was allowed to accelerate the loan on October 3, but did not do so immediately. Eleven weeks after the ... Read More

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Former Owner Of Pacific Hospital In Long Beach, In Prison For Kickback Scheme, Breached His Plea Deal
The imprisoned former owner of Pacific Hospital in Long Beach, who engineered a kickback scheme that generated more than $500 million in medical bills, was found by a federal judge this week ... Read News

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A Homeowner's Rights Under Foreclosure
Foreclosure by Mortgage Servicer Possession of and Title to Land, Condition of Property the lender may not accelerate the note immediately follow-ing a default. Instead, the lender must give the debtor at least A Homeowner's Rights Under Foreclosure ... Fetch Content

Global Financial System - Wikipedia
The global financial system is the worldwide European Union countries signed the Maastricht Treaty which outlined a three-stage plan to accelerate progress toward an Economic and Monetary Union (EMU). The first stage centered on liberalizing capital mobility and aligning macroeconomic ... Read Article

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IN THE DISTRICT COURT OF APPEAL OF THE STATE OF FLORIDA FIFTH ...
Payments due under a note and mortgage in a foreclosure action that was dismissed pursuant to rule 1.420(b), Florida Rules of Civil Procedure, triggers application of the to accelerate the total debt because of a default. In other words, the entire debt does ... Document Retrieval

Accelerate Mortgage Payments Pictures

Mortgage Insurance - Paramount Residential Mortgage Group Inc
Lender Paid Mortgage Insurance 8. FHA Mortgage Premiums 9. VA Funding Fee 10. USDA Guarantee Fee 11. Impact of Mortgage Insurance and Qualifying Ratios principal payments to accelerate process Mortgage Insurance. payments to accelerate process ... Read Content

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Huntington Natl. Bank V. Haehn
* * * Payments for less than the full amount * * * will not be accepted and will be returned to you. If you do not cure your breach by [May 25, 2010], we will accelerate your mortgage. This means you will be required to repay the entire mortgage balance in full. We will also instruct our attorney to initiate foreclosure proceedings. ... Doc Retrieval

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Wells Fargo Payments, Virtual Solutions, And Innovation
Wells Fargo 2017 Investor Day Payments, Virtual Solutions, and Innovation 8 . Our opportunities . Our unique opportunities to accelerate growth across Wells Fargo: Accelerate digital account acquisition . with experiences that are simple and fast, end-to-end Provide best-in-class digital payments . for every customer we serve ... Fetch Document

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UNITED STATES DISTRICT COURT DISTRICT OF CONNECTICUT
UNITED STATES DISTRICT COURT DISTRICT OF CONNECTICUT WELLS FARGO BANK MINNESOTA : N.A., as Trustee, :: payments owing under the Note and began a mortgage foreclosure action in the Connecticut intended to allow mortgagors to "de-accelerate" their mortgage and reinstate its original ... Access Doc

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MORTGAGE LOAN ASSUMPTION AGREEMENT
MORTGAGE LOAN ASSUMPTION AGREEMENT (WITHOUT RELEASE OF LIABILITY) Mortgage Loan, and both the Seller and the Borrower have requested that the Mortgage Lender and accelerate all payments due under the Trust Indenture and Note and exercise any other remedy allowed by law for ... Document Viewer

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NORWEGIAN CRUISE LINE HOLDINGS LTD. (NASDAQ:NCLH) Files An 8-K Entry Into A Material Definitive Agreement
One of NCLC’s subsidiaries, Explorer III New Build, LLC (“Explorer”), entered into a loan agreement with BNP Paribas, as facility agent, Crédit Agricole Corporate and Investment Bank, as SACE ... Read News

How Do You Calculate The Principal On A Loan? - YouTube
For a 30 year mortgage, monthly payment plan yields 360 payments our amortization calculator will amortize (show the reduction) your debt (such as mortgage) and display breakdown of interest paid ... View Video

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2016 Amendments To The Mortgage Servicing Rules
2016 Amendments to the Mortgage Servicing Rules. Amendments –Why? 2 borrower discharged personal liability and has not made mortgage payments since the start of the bankruptcy. still accelerate the loan in accordance with the mortgage based on ... Document Viewer

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Mortgage-Backed Securities A BlackRock Primer
Mortgage-Backed Securities A BlackRock Primer NOT FDIC INSURED MAY LOSE VALUE NO BANK GUARANTEE. Residential homeowners make mortgage payments which are ultimately pooled each month. These pooled payments are prepayments typically accelerate, due to increased refinancing and new home ... View Full Source

Accelerate Mortgage Payments

2017 Tax Planning - Bank Midwest
Accelerate your mortgage payments for any other upcom-ing month because the IRS generally prohibits write-offs for prepaid interest. Keep in mind that everyone’s tax situation is different, and accelerating your mortgage payments may not pay off if you expect to be subject to the Alternative Mini-mum Tax (AMT). ... Read Document

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PayPal Announces Appointment Of Chief Marketing Officer
Johnson brings more than two decades of marketing experience to PayPalat West, a hybrid marketing and venture capital firm that worked with startups to accelerate product/market fit. Her ... Read News

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IN THE UNITED STATES COURT OF APPEALS FOR THE ELEVENTH ...
Accelerate the debt have the effect of “decelerating” payment obligations under the applicable note and mortgage, thus restoring the parties’ initial contractual relationship? And second: Do a mortgagor’s missed installment payments on a mortgage loan constitute separate and distinct causes of action for purposes of ... View Document

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SHORT FORM ORDER SUPREME COURT - STATE OF NEW YORK Present ...
Revoking its election to accelerate during the six-year statute of limitations period subsequent to the initiation of a prior foreclosure action. Plaintiff alleges that defendant ’s post- 1989 correspondence reveals that the defendant reaffirmed the mortgage debt by admitting that she was delinquent in her monthly mortgage payments. ... Document Viewer

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Case Law Summary -- Default Interest And Late Chargesi ...
Case Law Summary -- Default Interest and Late Charges. i. Mortgage lenders customarily charge borrowers additional interest upon default, based on a percentage increase in the contract interest rate. In addition, accelerate in spite of borrowers’ arguments that acceleration acts as a ... Access Doc

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BANK OF AMERICA, N.A., KENNETH H. GRAYBUSH KENNETH HOWARD ...
The Mortgage and notified [the Borrowers] of this exercise by its Notice of Intent to Accelerate mailed on November 17, 2008, unequivocally and clearly accelerating the debt should payments not be received on or before December 17, 2008.” The court concluded that, based on theDecember ... Document Retrieval

Fha Guidelines For Student Loan Payment Calculation

CHAPTER 11: RATIO ANALYSIS 0B - USDA LINC
CHAPTER 11: RATIO ANALYSIS . card payment to account for the new charges and include the updated payment in the repayment ratio calculation. Revolving accounts with no outstanding balance do not student loan repayment is provided earlier in this section and not applicable under this ... Retrieve Document

HUD/FHA POLICY CHANGES EFFECTIVE 09/14/2015 WITH FHA SINGLE ...
For student loan, lender must use actual monthly Payment Calculation Greater of 5% of the balance or $10, or The actual monthly payment income and ratios meet FHA guidelines If the borrower’s earnings trend for the ... Fetch Here

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THE FHA WATERFALL WORKSHEET - Mobilization For Justice
The FHA Waterfall Worksheet A User’s Guide March 19, 2014 B. Sources of FHA Rules Mortgagees are required to follow FHA’s servicing guidelines, including its loss ... Fetch Doc

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FHA 4000.1 Guidelines - Cmgfi.com
FHA 4000.1 Guidelines CMG Financial, a Division of CMG Mortgage Inc. NMLS #1820 Corporate Headquarters: 3160 Crow Canyon Rd. Ste. 400 San Ramon, CA 94583 All CMG Financial Guidelines will follow FHA/Ginnie Mae Guidelines (the HUD Handbook) in addition to CMG Financial overlays, when applicable. ... Fetch Content

FHA Streamline Refinance Guidelines - Dmirates.com
FHA Streamline Refinance Guidelines Down Payment/Funds to Close 4 Escrow/ Escrow Holdbacks 4 Income 4 Liabilities 4 Loan Terms 7 Mortgage Insurance/Upfront MIP 7 • The current loan is an FHA insured loan. ... Access Full Source

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MSI is clarifying/revising our Student Loans guidelines to be in compliance with Fannie Mae and Freddie Mac. Student loans must be included in debt ratio calculation regardless of deferred outstanding balance and it will fully amortize the loan with no payment adjustments, the lender may use ... Access Content

FHA VA NON- CONVENTIONAL (No Manual Underwrites Except ...
STUDENT LOAN PAYMENT CALCULATION Use amount on credit report, if listed. If not listed, use 1% of balance or fully amortized payment. Must use 1% of balance OR verify fully amortized payment amount Must verify deferred at least 12 months or compare payment to anticipated payment. See Guidelines. Must use 1% of balance OR verify fully amortized ... Read Content

Selling Guide Announcement SEL-2014-16 - Fannie Mae
Included in the calculation of the borrower’s debt-to-income ratio. In determining the payment for deferred student loans, Fannie Mae currently requires that the lender obtain a copy of the borrower’s payment letter or forbearance agreement or calculate the monthly payment at 2% of the balance of the student loan. esearch R ... Fetch Document

No More FHA Loans For WHO? [as Of June 30, 2016] - YouTube
According the the FHA News Blog, "a borrower's debt-to-income ratio or DTI is an important calculation the lender must make when processing an FHA home loan application. ... View Video

The Actual payment, If The - Mortgage Currentcy
Student Loan Repayment Rules: FHA, VA, USDA & Conventional Comparison Chart ratio calculation, as is. One percent (1%) of the loan balance reflected The monthly payment on a student loan is deferred or is in ... Fetch Full Source

FHA Guideline Changes Effective For Case Numbers Assigned On ...
Meet FHA guidelines. • If the borrower's earning trend for the between the first payment due date and the Borrower's intended date of return to work. Insurance if it is a student loan, then 2% of the outstanding balance. ... View Document

Loan-to-value Ratio - Wikipedia
Combined loan to value ratio (CLTV) it indicates that additional loans on the property have been considered in the calculation of the percentage ratio. The Federal Housing Administration (FHA) insures purchase loans to 96.5%, ... Read Article

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Ability -to-Repay And Qualified Mortgage Rule
Ability -to-Repay and Qualified Mortgage Rule . The Bureau recently finalized changes to this provides a transitional definition of creditors eligible to originate Balloon-Payment Points-and-Fees Calculation: Inclusion of Loan Originator Compensation. ... View Doc

FHA Single Family Housing Policy Handbook (HUD Handbook 4000.1)
FHA Single Family Housing Policy Handbook (HUD Handbook 4000.1) Calculation of Monthly Obligation terms of the debt or 5 percent of the outstanding balance to establish the monthly payment. For a student loan, if the actual monthly payment is zero or is not available, the Mortgagee must ... Read Here

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CALIFORNIA HOUSING FINANCE AGENCY CalPLUS FHA Loan Program
The payment(s) are deferred for the life of the first mortgage or until the property is trans- compliance income calculation • Leasehold Estates › Must follow FHA guidelines to qualify borrower(s) for loan approval using FHA guidelines; in addition, CalHFA will review the ... Read Content

Origination Guide - Virginia Housing Development Authority
• Loan Officers located in branches that are in states contiguous to Virginia may originate VHDA loans if their lending institution has a branch meeting the guidelines stated above. M. Neighborhood Watch – FHA comparison ratio should not exceed 120% of the National, State, or Regional Field Office. Exceptions may be granted on a case by case ... Retrieve Here

Section 4: Underwriting Guidelines - Esnmc.com
If contact is made verbally, SNMC must document the source of the information obtained and the name and title of our employee who obtained the information. This policy applies to both conventional and government loan programs (except non-credit qualifying FHA Streamline refinances). ... Access Content

CALHFA CalPLUS - FHA
• The maximum ZIP loan amount is up to 3% or 4% of the total alPLUS FHA first mortgage loan amount. subordinate loan for down payment assistance and/or closing cost Follow FHA guidelines except for the following: o Payment of condominium fees ... Return Document

FHA Maximum Mortgage Worksheet - LenderLive
FHA Maximum Mortgage Worksheet Rate & Term Refinance If the loan being refinanced is an FHA loan, the existing escrow balance may not be deducted from the principal balance and/or credited in the 100 section of the HUD-I Settlement Statement. ... Read Here

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Day 1 - Veterans Benefits Administration
The lender must use a payment calculation using 5% of the current report balance as the monthly payment 13 Student Loan Deferment Example 14 Loan #1 shows student loan is deferred more than 12 months from date of ... Visit Document

HUD > Program Offices > Chief Human Capital Officer ...
2016-09 Delivery of Advice of Payment and Title Approval 2016-08 Student Loans 14-25 Federal Housing Administration Maximum Loan Limits Effective January 1, 2015 through December 31, 2015 12-27 Revised Recertification Fee Calculation for FHA- ... Access This Document

Wednesday, 28 November 2018

Free Payment Gateway For My Website

Free Payment Gateway For My Website Images

Telemarketing Scripting Information - Credit Card Processing
Telemarketing Scripting Information Agent Partner Services Telemarketing - Overview The goal of a telemarketing script is to convey messages over the telephone. When someone Let your website sell for you with the most technologically sophisticated payment gateway to ... Doc Retrieval

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Advance Technique For Online Payment Security In E-Commerce ...
When a customer wants to buy a product from E-commerce website, customer wish to do online payment for it. So to make online payments customer has to interact with Payment Gateway. Through the payment gateway customer selects the bank through which he has to do payment for merchant website from which customer buying a product. ... Get Content Here

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Complete Guide To Add Payment Gateway To Any Website.!! Debit ...
No thanks Try it free. Find out why Close. Complete Guide to Add Payment Gateway to any Website.!! Debit/Credit Card & Net Banking what is payment gateway in hindi - Duration: 19:43 ... View Video

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NAB ECOMMERCE MERCHANT SOLUTIONS - Nab.com.au
Other payment gateways may also be able to provide this feature. To process transactions with your eCommerce Merchant Account you will need a payment gateway. NAB supports two different solutions: 1. NAB Transact: NAB’s own payment gateway. It provides a range of hosted and fully integrated payment processing options. 2. ... Read Here

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Converge Integration Guide - Demo.myvirtualmerchant.com
Converge Integration Guide The Converge application is a secure, server-based system that supports real-time authorization and settlement transaction processing. To implement these transactions the Converge API uses a pseudo- the Converge payment gateway. ... Read More

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State/Employer Contact And Program Information
State/Employer Contact and Program Information SDU and EFT Contact and Program Requirements This document provides state-specific contact, mailing address, vendor and online payment options for the state disbursement units (SDUs). ... Access This Document

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User’s Guide For Payflow Link - Paypalobjects.com
Payment Types, Credit Cards, and Processing Platforms Supported by Payflow Link . Instead, use the Gateway Developer Guide and Reference. Preface Organization of This Document PayPal provides free email support 24 hours per day, 7 days per week. Payflow Link User’s Guide ix Preface ... Retrieve Full Source

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HOW TO ENTER TENNIS TOURNAMENTS ONLINE VIA TOURNAMENTS ...
HOW TO ENTER TENNIS TOURNAMENTS ONLINE VIA TOURNAMENTS WEBSITE AND STRIPE PAYMENT GATEWAY. With the introduction of the Stripe payment gateway in October 2016, please be aware that the online entry process has This is free of charge and will allow for all ... Return Document

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Payment Rights Notice - UTC Employee Savings Plan
Payment Rights Notice Page 4 A required minimum distribution is an annual payment calculated based on the joint life expectancies of you and an assumed beneficiary ten years younger. The amount calculated is based on the prior year’s December 31 adjusted closing balance, divided by the applicable factor. ... Read Document

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Account Activation - Authorize.Net
Completing account activation, you will be logged into the Merchant Interface, a secure website that provides administrative access to your payment gateway account and its settings. This interface will become your most useful tool for managing and protecting your payment gateway account. Through the Merchant Interface you can view and ... Document Retrieval

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Useful Government Contracting Websites
USEFUL GOVERNMENT CONTRACTING WEBSITES Small Business Issues and Information via the Internet . Verified March 2014 . The FedWorld.gov web site is a gateway to government information. This site is managed by the National Technical Information Service (NTIS). ... Read Document

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!!Attention Students!! Steps For Appearing In Online Pre-Exam ...
3. PaymentInstruction Page: This page displays TransactionID, ReceiptID and Instructions. Student can “Proceed to Payment” by giving his consent on the same by checking the check box. 4. Payment Gateway ... Doc Viewer

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Ecommerce Help Manual - Network Solutions
Ecommerce Help Manual Table Of Contents iv iv© 2009 Network Solutions, LLC Network Solutions, 13861 Sunrise Valley Drive, Herndon VA 20171 networksolutions.com ... Read Full Source

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Gateway Health Medicare Assured Quick Reference Guide For ...
Quick Reference Guide For Rendering Providers Effective September 1, 2016 when necessary. Payment will be denied for procedures performed without a prior authorization, and the member cannot be balance-billed for such Please refer to Magellan Healthcare’s website to obtain the Gateway ... Access Full Source

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Online Payment Instructions - KW Information Center Portal
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Manual For SKRILL Payment Gateway - Home - Nature Forex
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RF PrintablePDF 7.17.ONLINE - my Online Account
Website for free information on comparative credit card rates, fees, and grace periods. New York State Department of ** Your Monthly Payment: You must make at least the required minimum monthly payment on your account each month to avoid a late payment fee. Account . ... Fetch Doc

Cashier - Wikipedia
A retail cashier or simply a cashier is a person who handles the cash register at various locations such as the point of sale in a retail store. Look up cashier in Wiktionary, the free dictionary. Online Payment Gateway Last edited on 1 November 2018, at 12:41 Content is available ... Read Article

E-commerce Credit Card payment System - Wikipedia
Some of the most important advantages over the traditional modes of payment are: privacy, integrity, compatibility, good transaction efficiency, acceptability, convenience, mobility, low financial risk and anonymity. This flow of ecommerce payment system can be better understood from the flow of the system below. ... Read Article

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Sales Tax Exemption Administration - State.nj.us
Tax-free. Each exemption certificate has its own specific use. In addition, New Jersey sellers Jersey Business Gateway Services website. The public records filing required for certain the collection and payment of Sales Tax on the transaction covered by the exemption certificate. ... Read Here

Ration Card (India) - Wikipedia
Priority ration card - priority ration cards are issued to households that meet the eligibility criteria set by their state government. it with an Aadhaar number. Seeding makes mapping information stored on the NPCI payment gateway that facilitates the subsidy payment. ... Read Article

Tuesday, 27 November 2018

How To Accept Credit Card Payments With Paypal

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Accepting Mobile Payments With A Smartphone Or Tablet
Accepting Mobile Payments with a Smartphone or (PCI SSC) website. If you choose to accept mobile payments, these solutions may help you in your responsibilities under PCI DSS. This At a Glance provides an Solution providers will often provide you with a card reader that works with your ... Access Document

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Cardholder Purchasing Card Training & Certification
A Purchasing Card (P-Card) is a VISA credit card that may be used to purchase goods or they get setup to accept credit card payments with their bank. Coordinators cannot change a credit card transactions. (Example: PayPal) ... Fetch Doc

Payzone - Wikipedia
Payzone UK is a consumer payments company founded in 1995 and based in Northwich, Cheshire. It rents payment terminals to retailers, including web traders, so that they can accept credit card payments both for goods sold on site and for utilities, bridge tolls, lottery tickets and the like. ... Read Article

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Accept Payments. Anywhere. - Authorize.Net
Accept credit cards, signature debit cards, Your Authorize.Net account includes each of these services for no additional cost. Optional Services eCheck.Net® Accept electronic check payments directly from websites or through the PayPal, and Visa Checkout. ... Read Full Source

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Top 7 Digital Transformation Trends In Financial Services For 2019
If you’re wondering if we’ll see a financial shake-up in 2019, the answer is yes—at least when it comes to digital transformation. The truth is, consumers now have so many options when it comes ... Read News

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Payment Processing In Luminate Online - Blackbaud
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Payment Options: We Can accept payments Via Wire Transfer ...
Payment options: We can accept payments via wire transfer, direct deposit, check, or credit card. WIRE TRANSFER Wire transfers are fast and secure. Stout Tanks does not charge any fee for a wire. If you pay via wire transfer, you will receive a confirmation from our accountant when the wire is received. ... Get Document

Micropayment - Wikipedia
PayPal defines a micropayment as a Jamatto is a micropayments and microsubscriptions system that allows websites and publishers to accept payments as small as 1c by but is also used by small businesses such as sports clubs that don't want to deal with the cost of a credit card reader. ... Read Article

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Card Acceptance Guide - Global Payments
Global Payments’ Card Acceptance Guide is a comprehensive manual for all businesses that accept card-present and card-not-present transactions. The purpose of this guide is to: • Provide merchants and their staff the latest information on processing all types of transactions. ... Document Viewer

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Pre-pay For School Meals At Www.PayPAMS
We also accept debit cards that have a MasterCard logo. We regret to announce that PayPAMS can no longer accept Visa Credit or Debit Card payments for student accounts due to Visa regulations. 7. Credit Card / Bank Statement: PayPAMS payments will show up on your credit card/bank statement as payments to ... Get Document

Dynamic Currency Conversion - Wikipedia
Dynamic currency conversion (DCC) or cardholder preferred currency (CPC) is a process whereby the amount of a Visa or MasterCard transaction is converted by a merchant or ATM to the currency of the payment card's country of issue at the point of sale. ... Read Article

Accepting Payments On Wix - Wix.com Tutorial - YouTube
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Do You Need Credit Card Processing? accept credit Cards ...
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How To Accept & Process Credit And Debit Card Transactions ...
Each department that accepts, captures, stores, transmits, or processes credit or debit card payments must follow basic minimum procedures related to the Credit Card Processing Policy For University Merchant Locations. This procedure defines how credit and debit payments should be accepted and processed. ... Read More

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12 Ways Retirees Can Make Money Through Passive Income
According to a new study from the nonprofit Transamerica Center for Retirement Studies (TCRS), 9 percent of retirees in the U.S. are working part-time or full-time, are self-employed, or are ... Read News

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User Guide - PayWay
PayWay Phone uses Interactive Voice Response (IVR) technology to automatically accept credit card payments from your customers. Use the Setup Phone pages to configure and go live with PayWay Phone. Setup Net10 PayWay Net allows you to automatically accept credit card and PayPal® payments from your ... Retrieve Doc

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Meet The New Payment Champions, Same As The Old Ones
Along with banks that issue the cards, Visa and Mastercard take a slice of every debit and credit-card transaction that runs over their networks. Other systems like Apple Pay use a chip embedded ... Read News

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Data Sheet SuitePayments: Credit Card Acceptance With NetSuite
SuitePayments: Credit Card Acceptance • PayPal Express Checkout and Google Checkout • Payer authentication (Verified by Visa and MasterCard SecureCode) If you are not already accepting payments via credit card today, NetSuite makes it easy to get started and easy to manage ... Read Full Source

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Website Payments Standard - PayPal
Accept credit cards and PayPal payments. buyers pay by entering their payment information on secure PayPal pages and can choose to pay with their PayPal account or credit cards. and, PayPal takes care of collecting and securing the cardholder information. with website Payments Standard, the checkout flow is hosted on PayPal pages. you simply ... Fetch This Document

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Online Receipt Of Payments Policies And Procedures
To: Local Units and Councils looking to accept credit card payments From: Carolyn Briner, Treasurer Georgia PTA Date: 6/21/2010 Re: Electronic banking receipt of funds Policies and Procedures Georgia PTA recognizes that local units may wish to offer their membership the opportunity to purchase memberships and other items online or through the use ... Return Doc

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A Payments-Based Cryptocurrency And Incentivization Network
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Paypal Manual Credit Card Processing - WordPress.com
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How To Create Web Payment Pages & Buttons - PaySimple
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PayPal For Toastmasters 2018-02-22
Title: Microsoft Word - PayPal_for_Toastmasters_2018-02-22.docx Author: George Created Date: 2/22/2018 2:45:25 PM ... Read Full Source